Grow confidently with merchant services for small businesses

SMALL BUSINESS PAYMENTS

No matter how or where you take payments, our solutions give small businesses big advantages.

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Accept payments anywhere

Offering your customers the right payment options has never been more important. Whether you have a brick and mortar, online business or both, our solutions help you get paid faster and give guests an easier, more secure experience.

Onsite

In-person payments have never been simpler. Take every way your customers want to pay — credit and debit card payments, contactless payments, digital wallets, EBT and more — in your brick-and-mortar locations. As you grow, our flexible payment processing solutions scale with you so you don’t miss a beat (or sale). Plus, choose from a broad selection of sleek payment devices and smart integrated POS solutions.

Online

Turn browsers into buyers with a seamless, mobile-optimized checkout experience. Secure online payment options — including mobile wallets, ACH and other electronic payment methods via a hosted payments page, plus auto recurring payments and virtual terminals — make it easy to engage customers wherever they are.

Already have an online store? No problem: We integrate with leading ecommerce platforms, including WordPress®, Magento® and WooCommerce®.

On the go

Why confine your business to four walls? Mobile payment solutions help you take customer payments wherever business takes you.

Choose from wireless handheld card terminals or even your own phone. Just download the mobile app and pair a secure credit card reader, and you’ll be accepting payments within minutes.

Do business anywhere and everywhere

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Choose a merchant services provider that prioritizes your success

Get paid on your terms with fast funding

Every penny counts when you run a small business, and how quickly you get paid has a significant impact on your cash flow. That’s why our flexible funding options deliver fast — or even instant — access to your funds when you need them, 7 days a week, 365 days a year.*

Enjoy flexible, transparent pricing

As a small business owner, you deserve transparency from your merchant account providers. We’ll never hide fees. Count on a straightforward processing statement that clearly explains what you’re paying and why. We offer flat rate pricing** which gives you the same processing rate across all transaction types, and interchange plus pricing where you pay rates specific to each transaction.

Count on 24/7/365 support

No matter where you seek support, you’ll have access to round-the-clock customer support from industry experts who care deeply about your success.

Get complete control of your small business with tailored POS systems

From craft stores to craft breweries, we have restaurant and retail point of sale systems for your industry’s unique challenges and business needs.

  • Manage your entire business from a single cloud-based system that lets you sell anywhere.
  • Tackle your busiest rushes with sleek but sturdy hardware built for all technology comfort levels.
  • Create personalized customer experiences with built-in CRM tools that make customer relationship management a breeze for sales associates or servers, managers and marketers.

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Manage your small business with confidence

Take control of your operations with tools that simplify, streamline and support your growth. From financial services to workforce solutions, you’ll have everything you need to keep your small business running smoothly and efficiently every day.
  • Invoicing
  • Payroll and HR
  • Capital

Simplify and streamline invoicing

Gain back your billable hours and get paid faster with an all-in-one invoicing solution built for service professionals.
  • Say goodbye to manual data entry and create professional invoices in just a few clicks.
  • Create estimates that are automatically converted to invoices and break down job, product or service costs.
  • Balance your books with ease thanks to a seamless QuickBooks® Online integration.
  • Reduce late or missed payments and count on more predictable monthly revenue with recurring payments.
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Manage people and pay the easy way

You have enough on your plate — let us handle the back-office work so you can get back to the parts you love.
  • Payroll: Put payroll and tax management on autopilot. Set up withholdings, run payroll and pay out on your schedule.
  • HR: Unlock unlimited assistance from a rotating team of certified HR professionals, 24/7 HR resources hub and timely compliance alerts, and even receive professional guidance from a dedicated HR partner.
  • Time: Make smarter labor decisions with automated time tracking and scheduling tools accessible via our mobile app.
  • Hire: Speed up interviewing, onboarding and collecting tax credits with powerful recruiting software that helps you build your dream team.
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Expand your operation with capital lending

As your business grows, you may benefit from a small business loan or line of credit. We have a wide range of flexible loan options from our pool of over 75+ capital lenders, enabling you to secure funding for your financing needs and get the working capital you need in minutes.
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Make better decisions for your small business with advanced analytics

Keep your finger on the pulse of your business with reporting tools that give you instant visibility into deposits, batches, payments by card type, gross sales, customers and more.
  • Payment analytics
  • Competitive benchmarking
  • Customer engagement suite
  • Customer demographic tools
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Market your small business to make an impact

Boosting your small business’ visibility and building a loyal customer base are key to long-term growth. Our tools are designed to help you bring in new customers, connect with them in meaningful ways, increase revenue and retention.

Boost engagement with email marketing for small businesses

Craft, send and measure email campaigns to engage with customers, build relationships and boost sales.
  • Take advantage of easy-to-use customizable templates that allow you to show off your brand without needing design or coding experience.
  • Increase retention and reduce churn with automated campaigns, such as birthday, we miss you, milestone and more.
  • Track opens, clicks, bounces and more to help you analyze performance and plan effective future campaigns.
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Keep customers coming back and spending more with gift cards

89% of people have purchased a gift card in the last year — don’t ignore that opportunity.1

  • Reach customers where they want to shop or dine with physical and virtual cards redeemable in store and online.
  • Give them the ability to check balances and reload through an easy online portal.
  • Showcase your brand with pre-designed or fully customized cards.

1Blackhawk Network eGift Misconceptions Survey

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Build brand loyalty

Loyalty tools meet data-packed dashboards in this powerful loyalty and customer engagement platform that helps you boost engagement like never before.

  • Create automated campaigns with tailored messaging based on your specific business goals — from promoting new releases to winning back lost customers.
  • Get a 360° view of your business with insights collected at every transaction. Dig into members’ behaviors and preferences to create winning promotions.
  • Sit back and let AI handle the heavy lifting. Our built-in AI functionality tracks marketing results by sending offers to select members and comparing actions against a control group.
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Discover how Global Payments can help your small business thrive

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Your questions, answered

  • What payment methods can I accept with Global Payments?

    You can accept all leading credit and debit cards from all card brands, along with digital wallets, such as Google PayTM and Apple Pay®. We also offer contactless payments, where your customers can tap their cards or smartphones for fast and secure payment acceptance.

  • How do I choose a payment solutions provider?

    No matter which merchant services provider you choose, you deserve to be treated with fairness, transparency and respect. Selecting a provider means knowing all your payment processing fees and funding options upfront — that’s why we will provide clear disclosure of all rates, monthly fees, transaction fees, contract terms and even hardware options that won’t break the bank.

    We also deliver your choice of pricing plans and funding options that work best for your business, growth and budget.

  • What is a merchant services account?

    When you sign up to accept payments with us, you are opening a new merchant services account.

    A merchant account is a bank account that enables small businesses to accept payments from your customers. It holds funds prior to them being transferred to your bank account. Ask your rep about our flexible funding options so you can receive your money faster.

  • How quickly can I receive funds?

    While standard funding times are anywhere from 1 to 3 business days, you can get your deposits the next business day or even same day with our accelerated funding options. Ask your rep for details.

  • What security measures are included with Global Payments payment solutions?

    Providing top-notch security for your small business is a top focus, and we offer several security measures to help safeguard your debit and credit card transactions and payment card data.

    We employ:

    • EMV® chip card technology that authenticates a consumer’s card
    • PCI-compliant end-to-end encryption technology, which immediately encrypts credit and debit card data as it is captured
    • Tokenization, which replaces card data with “tokens” and removes the credit card information from the equation, keeping your data secure

    Some of our devices are also equipped with point to point encryption (P2PE) - where cardholder information is encrypted immediately, and remains encrypted until it is processed by the payment processor.

    Finally, our advanced fraud protection tools include built-in chargeback management and mitigation strategies.

*Merchants on certain processing programs are not eligible for next-day funding; funding may be delayed by Global Payments Credit or Risk departments at any time. Ask your rep for details.

**Not all merchants or transactions will qualify for flat-rate pricing; additional fees may apply. Increases in assessments by card associations may apply.

Apple Pay® is a trademark of Apple Inc. Google PayTM is a trademark of Google LLC. QuickBooks® Online is a registered trademark of Intuit Inc. EMV® is a registered trademark or trademark of EMVCo LLC in the United States and other countries. www.emvco.com