Grow confidently with merchant services for small businesses

SMALL BUSINESS PAYMENTS AND POINT OF SALE

No matter how or where you take payments, our payments solutions give small businesses big advantages.

Manage your small business with confidence

Take control of your business with tools that simplify, streamline and support your growth. From point of sale systems to loyalty solutions, your small business will have everything you need to run smoothly and efficiently every day.
  • Point of Sale
  • Invoicing
  • Funding

Power your restaurant or retail business with a modern POS system

Meet Genius: A powerful POS system for small businesses, designed to help you sell everything from souvenirs to soufflés.

  • Run your small business on the go with cloud-based POS software and handheld POS terminals
  • Speed up checkout and accept all the ways customers want to pay with fast, secure built-in payments
  • Automate reporting, inventory management and employee scheduling
  • Track trends and boost profitability thanks to real-time insights

Simplify and streamline invoicing

Gain back your billable hours and get paid faster with an all-in-one invoicing software solution built for small businesses.

  • Say goodbye to manual data entry and create professional invoices in just a few clicks.
  • Create estimates that are automatically converted to invoices and break down job, product or service costs.
  • Balance your books with ease thanks to a seamless QuickBooks® Online integration.
  • Reduce late or missed payments and count on more predictable monthly revenue with recurring payments.

Expand your small business operation with flexible funding

As your business grows, you may benefit from a small business loan or line of credit. We have a wide range of funding options from our pool of over 75+ capital lenders, enabling you to secure funding for your financing needs and get the working capital you need in minutes.

Accept payments anywhere

Offering your customers the right payment options has never been more important. Whether you have a brick and mortar, online business or both, our payment processing solutions help you get paid faster and give customers an easier, more secure experience.

Onsite

In-person payments have never been simpler for your small business. Take every way your customers want to pay — credit and debit card payments, contactless payments, digital wallets, EBT and more — in your brick-and-mortar locations. As you grow, our flexible payment processing for small businesses can scale with you so you don’t miss a beat (or sale). Plus, choose from a broad selection of sleek payment devices and smart integrated POS solutions.

Online

Turn browsers into buyers with a seamless, mobile-optimized checkout experience. Secure online payment options — including mobile wallets, ACH and other electronic payment methods via a hosted payments page, plus auto recurring payments and virtual terminals — make it easy to engage customers wherever they are.

Already have an online store? No problem: We integrate with leading ecommerce platforms, including WordPress®, Magento® and WooCommerce®.

On the go

Why confine your business to four walls? Mobile payment solutions help you take customer payments wherever business takes you.

Choose from wireless handheld card terminals or even your own phone. Just download the mobile app and pair a secure credit card reader, and you’ll be accepting payments within minutes.

Do business anywhere and everywhere

Get started

Choose a merchant services provider that prioritizes your success

Get paid on your terms with fast funding

Every penny counts when you run a small business, and how quickly you get paid has a significant impact on your cash flow. That’s why our flexible funding options deliver fast — or even instant — access to your funds when you need them, 7 days a week, 365 days a year.*

Enjoy flexible, transparent pricing

As a small business owner, you deserve transparency from your merchant services provider. We’ll never hide fees. Count on a straightforward processing statement that clearly explains what you’re paying and why. We offer flat rate pricing** which gives you the same processing rate across all transaction types, and interchange plus pricing where you pay rates specific to each transaction.

Count on 24/7/365 support

No matter where you seek support, you’ll have access to round-the-clock customer support from industry experts who care deeply about your success.

Get complete control of your small business with tailored POS systems

Your small business doesn’t fit in a box. That’s why our point of sale systems are designed specifically for your industry’s unique challenges and business needs.

  • Manage your entire business from a single cloud-based point of sale system that lets your small business sell anywhere.
  • Tackle your busiest rushes with sleek but sturdy hardware built for all technology comfort levels.
  • Create personalized customer experiences with built-in CRM tools that make customer relationship management a breeze for sales associates or servers, managers and marketers.

Get started

From craft stores to craft breweries, we power what you sell

  • Restaurant
  • Retail
  • Services

Create smoother shifts and exceptional experiences

From food trucks to fine dining, run a more efficient and profitable business with restaurant point of sale systems and payments for small businesses.

  • Speed up checkout and turn more tables per shift thanks to fast, built in-payments and a smart POS system for small restaurant businesses.
  • Offer seamless online ordering through your website or mobile app, or integrate with third-party delivery partners.
  • Run your restaurant from the palm of your hand when you add on a handheld POS that helps you take orders and payments tableside.

Power your small business with tech built for retailers

Get ahead and stay ahead with modern payments and point of sale systems for small retail businesses.

  • Give customers the convenience they crave with secure, integrated payments that speed up checkout.
  • Optimize pricing, detect trends and pivot quickly when needed with advanced analytics and demographics tools.
  • Craft unique customer experiences and boost retention with help from powerful promotions and loyalty features.

Protect your time and bottom line

Cut out manual work and get paid faster with small business billing and invoicing software for contractors and other service professionals.

  • Automate billing and stop chasing payments with easy-to-use cloud-based software that lets you take payments online or on the job site.
  • Create custom branded invoices in minutes, and send them to clients via email or text.
  • Count on predictable revenue with automated recurring billing for ongoing projects.

Make better decisions for your small business with advanced analytics

Keep your finger on the pulse of your small business with analytics and reporting tools that give you instant visibility into payment and card processing activity including deposits, batches, card type, gross sales, customer behaviors, competitors and more.

Market your small business to make an impact

Credit card and payment processing are just one piece of the small business puzzle. Boosting your visibility and building a loyal customer base are key to long-term growth. Our tools are designed to help you bring in new customers, connect with them in meaningful ways and increase revenue and retention.

Boost engagement with email marketing for small businesses

Craft, send and measure email campaigns to engage with customers, build relationships and boost sales.
  • Take advantage of easy-to-use customizable templates that allow you to show off your brand without needing design or coding experience.
  • Increase retention and reduce churn with automated campaigns, such as birthday, we miss you, milestone and more.
  • Track opens, clicks, bounces and more to help you analyze performance and plan effective future campaigns.

Keep customers coming back and spending more with gift cards

89% of people have purchased a gift card in the last year — don’t ignore that opportunity.1

  • Reach customers where they want to shop or dine with gift cards redeemable in store and online.
  • Give them the ability to check balances and reload through an easy online portal.
  • Showcase your brand with pre-designed or fully customized cards.

1Blackhawk Network eGift Misconceptions Survey

Build brand loyalty

Loyalty tools meet data-packed dashboards in this powerful loyalty and customer engagement platform that helps you boost engagement like never before.

  • Create automated campaigns with tailored messaging based on your specific business goals — from promoting new releases to winning back lost customers.
  • Get a 360° view of your business with insights collected at every transaction. Dig into members’ behaviors and preferences to create winning promotions.
  • Sit back and let AI handle the heavy lifting. Our built-in AI functionality tracks marketing results by sending offers to select members and comparing actions against a control group.

Discover how Global Payments can help your small business thrive

Your questions, answered

  • What payment methods for small businesses can I accept with Global Payments?

    You can accept all leading credit and debit cards from all card brands, along with digital wallets, such as Google PayTM and Apple Pay®. We also offer contactless payments, where your customers can tap their cards or smartphones for fast and secure payment acceptance.


  • How do I choose a payment solutions provider for my small business?

    No matter which merchant services provider you choose, you deserve to be treated with fairness and respect. Selecting a provider means knowing all your payment processing fees and funding options upfront — that’s why we provide clear disclosure of all rates, monthly fees, transaction fees, contract terms and even hardware options that won’t break the bank.

    We also deliver your choice of pricing plans and funding options that work best for your business, growth and budget.


  • What best practices should I use for my small business when it comes to credit card processing?

    When choosing a small business credit card processing solution, keep these best practices in mind:

    • Prioritize security and compliance. Make sure the small business processor is PCI compliant and offers built-in security features like tokenization and encryption. Protecting your customers’ payment data helps you maintain trust and avoid costly breaches.
    • Support multiple payment methods. Today’s customers expect options — choose a small business payment processor that lets you accept flexible, modern payment options, like credit, debit, mobile wallets, tap-to-pay and online payments.
    • Evaluate customer support. Reliable customer support is crucial. Look for a small business credit card processor that offers responsive, knowledgeable support when you need it — ideally with 24/7 availability.

  • What is a merchant services account?

    When you sign up to accept payments with us, you are opening a new merchant services account.

    A merchant account is a bank account that enables small businesses to accept payments from your customers. It holds funds prior to them being transferred to your bank account. Ask your rep about our flexible funding options so you can receive your money faster.


  • How quickly can I receive funds?

    While standard funding times are anywhere from 1 to 3 business days, you can get your deposits the next business day or even same day with our accelerated funding options. Ask your rep for details.


  • What security measures are included for my small business when processing credit cards and other payment methods?

    Providing top-notch security for your small business is a top focus, and we offer several security measures to help safeguard your debit and credit card transactions and payment card data.

    We employ:

    • EMV® chip card technology that authenticates a consumer’s card
    • PCI-compliant end-to-end encryption technology, which immediately encrypts credit and debit card data as it is captured
    • Tokenization, which replaces card data with “tokens” and removes the credit card information from the equation, keeping your data secure

    Some of our devices are also equipped with point to point encryption (P2PE) - where cardholder information is encrypted immediately, and remains encrypted until it is processed by the payment processor.

    Finally, our Disputes Management tool empowers you to easily receive, track and respond to disputes — online, in real time, helping you to minimize loss and reduce costs.


  • How do I choose a POS system for my small business?

    Choosing the right small business point of sale (POS) system goes beyond just taking payments. It’s about finding a solution that supports the way you work, sell and grow. Here are some key things to consider.

    • Match the system to your industry needs. A restaurant has different needs than a retail shop or service business, so look for industry-specific features as you evaluate.
    • Prioritize ease of use. A good POS system should be intuitive for you and your staff, easy to learn and train on.
    • Think beyond the counter. Consider whether you’ll need a mobile POS, online ordering, curbside pickup or remote management tools. A flexible small business point of sale can help you meet customer expectations anywhere.

*Merchants on certain processing programs are not eligible for next-day funding; funding may be delayed by Global Payments Credit or Risk departments at any time. Ask your rep for details.

**Not all merchants or transactions will qualify for flat-rate pricing; additional fees may apply. Increases in assessments by card associations may apply.

Apple Pay® is a trademark of Apple Inc. Google PayTM is a trademark of Google LLC. QuickBooks® Online is a registered trademark of Intuit Inc. EMV® is a registered trademark or trademark of EMVCo LLC in the United States and other countries. www.emvco.com