Worldpay eCommerce Offer more with a virtual terminal

Take card payments over the phone

Accept phone payments with a virtual terminal. Take payments through your browser — no extra hardware necessary.*

Apply onlineTalk to sales
A person speaking on a mobile phone while using a tablet with a “Payment received” confirmation.
A virtual terminal screen showing amount and card detail fields with a “Charge customer” button.

Accept payments from your browser

A virtual terminal is a secure page that allows you to take phone payments while you’ve got a customer on the line. Your customer gives you their card details, you enter them into the secure page and you’re good to go. Take payments anytime, anywhere.

  • Sell to customers, even if they’re far away
  • Use any device — no software needed
  • Set up quickly with user-friendly dashboard
  • Keep track of payments with real-time reporting
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Why choose Worldpay eCommerce from Global Payments?

Proven expertise, trusted security and a laser-sharp focus on what works best for you and your customers — we’re the global partner who can get you what you need today and keep you ahead of whatever’s next. From navigating new regulations to adopting cutting-edge technology, we’re by your side every step of the way.

Get paid the next working day

It’s your money, so why wait for it? Keep your cash flowing with free next-business-day settlement.

Experience excellent service

Don’t take our word for it — read what thousands of our customers have to say

Feel supported all the way

Our team gets you set up — fast. Then we’re just a phone call away if you’ve got any questions.
A person speaking on a mobile phone while working on a tablet.

Do more with virtual terminal payments

Our easy-to-use virtual terminal enables you to:
  • Accept phone payments
  • Store card details securely
  • Issue refunds
  • Track payment transactions
  • Access reports in real time
Apply now
A person working on a laptop with a security shield icon.

Stay secure with compliant technology

Save time and reduce manual reconciliation with a virtual payment terminal that:

  • Offers PCI DSS compliant technology**
  • Confirms address and card details via AVS, CVV or CV2
  • Runs 30+ fraud checks instantly
  • Uses advanced AI-powered fraud detection by FraudSight™
Apply now
A person using a mobile phone with a payment link displayed.

Send links. Get paid.
Repeat with Payment Links+.

Make online payments effortless. Easily create a link or QR code to request and take payments over social media and messaging apps.
  • Embed them in social posts or ads
  • Add QR codes to print pieces
  • Include links on invoices
Learn more

Payment solutions that work together

Every business is unique. That’s why we offer a wide range of flexible solutions. Whether you need a card reader for your small business or a full-suite POS for an enterprise organisation, we’re ready to help. All of our devices are designed to work together and adapt with you as you grow your business.

Online payments

Give your customers more choices by offering online payments from Worldpay eCommerce across any channel. Accept card payments over the phone.
Learn more

Point of sale

Discover fast, reliable and flexible POS systems. These all-in-one solutions give you cloud-based data and real-time insights to work more efficiently.
Learn more

Integrated payments

Streamline checkout with our POS and card machines that integrate with your existing systems. And with a simple API, setup is fast and easy.
Learn more

Virtual terminal FAQs

By accepting card payments over the phone with our virtual terminal, you can make it easy for customers to pay you without having to be there in person. That means you can reach more people in more places — no invoicing or travel needed.

Our virtual terminal comes fully equipped with the latest in fraud protection so you can take payments safely and securely. Our built-in security checks include:

  • Address Verification System (AVS) to confirm billing addresses
  • Card Verification Value (CVV or CV2) to confirm card security codes
  • PCI DSS compliant software to protect cardholder data**

And all our phone payment systems are PCI DSS-compliant** — the same standard backed by major credit card companies. That means you’ll have more controls in place to protect yourself and your customers.

Lots of different businesses can benefit from using a virtual terminal to simplify transactions and take card payments over the phone or through a link:

 

Retail businesses

Our virtual terminal gives you the tools to extend your business far beyond your storefront. Attend fairs, events or sell online with this simple way to let customers pay.

 

Hospitality businesses

A virtual terminal enables hospitality companies to easily take payments over the phone so you can speed up your service and work securely with clients from around the world.

 

Service-based businesses

Instead of waiting on invoices, use a virtual terminal to send links or QR codes for easy, online payments and requests.

Yes, Global Payments and Worldpay joined forces in 2026, multiplying what’s possible for our customers. Our capabilities and capacity allow us to deliver more products and services to businesses of all sizes across the globe.

Our combined talent has the innovative spirit and expertise to anticipate what our clients need, and we are putting all our energy and expertise into building feature-rich products and distinctive service experiences.

The products clients rely on, including flagship solutions like Genius™ and Worldpay eCommerce, are now even better together.

*If you apply directly with Worldpay eCommerce, you will be entered into and maintain a separate contract with Worldpay, a Global Payments company. Under the contracts with Worldpay, transaction charges and other fees will apply.

**It is the responsibility of the merchant to ensure they follow PCI DSS guidelines.