Offer more with a virtual terminal

Reach new customers

Take card payments over the phone or by mail

Taking payments over the phone is easy with a virtual terminal. Use any device to input phone payments or mail orders in your browser — no extra hardware needed.

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Restaurant employee multitasking with a mobile phone and tablet computer.
A shop owner processes a sale on a laptop. Overlay: Transaction submitted.

Accept payments by phone or mail from your browser

Our virtual terminal makes phone payments simple. Log in through your browser to accept customer card details over the phone and process payments on the spot. Taking secure payments anytime and anywhere means there are no limits on your business.

  • Sell to customers, even if they’re far away
  • Use any device — no website needed
  • Set up quickly with beginner-friendly onboarding
  • Keep track of payments with real-time reporting
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Why choose Global Payments?

Proven expertise, trusted security and a laser-sharp focus on what works best for you and your customers — we’re the global partner who can get you what you need today and keep you ahead of whatever’s next. From navigating new regulations to adopting cutting-edge technology, we’re by your side every step of the way.

Get paid the next working day

It’s your money, so why wait for it? Keep your cash flowing with next-day settlement.

Experience excellent service

Don’t take our word for it — read what thousands of our customers have to say

Enjoy contracts from 12 months

We know every business is different — that’s why we have a range of contracts available.

Feel supported all the way

Our team gets you set up — fast. Then we’re just a phone call away if you’ve got any questions.
A woman smiling while using a mobile phone and digital tablet simultaneously.

Do more with virtual card payments

Our easy-to-use virtual terminal enables you to:
  • Store card details securely
  • Issue refunds
  • Track payment transactions
  • Access reports in real-time
  • Accept phone payments
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A woman working on a tablet and phone at her workstation next to a security shield graphic.

Stay secure with compliant technology

Save time and reduce manual reconciliation with a virtual payment terminal that:

  • Offers PCI DSS compliant technology*
  • Confirms address and card details via AVS, CVV or CV2
  • Runs 30+ fraud checks instantly
Find out how

Trusted by industries worldwide

4.6m

merchant accounts

4k

tech partners

1.5k

financial institutions

100+

industries

See what our customers are saying

Trustpilot
Woman looks at her smartphone next to a QR code box reading "Scan to pay".

Send links. Get paid.
Repeat with Pay by Link.

Make online payments effortless. Easily create a link or QR code to request and take payments over social media and messaging apps.
  • Embed them in social posts or ads
  • Add QR codes to print pieces
  • Request and accept over-the-phone payments
  • Include links or codes on invoices
  • Enjoy a simple online dashboard
  • Take advantage of the Pay by Link mobile app
  • Access an API that connects with your CRM
Learn more

Payment solutions that work together

Every business is unique. That’s why we offer a wide range of flexible solutions. Whether you need a card reader for your small business or a full-suite POS for an enterprise organisation, we’re ready to help. All of our devices are designed to work together seamlessly — adapting with you as you grow your business.

Online payments

Give your customers more choices by offering online payments across any communication channel. You can even accept card payments over the phone or through the mail.
Learn more

Point of sale

Discover fast, reliable and flexible POS systems. These all-in-one solutions give you cloud-based data and real-time insights to work more efficiently.
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Integrated payments

Streamline checkout with our POS and card machines that integrate seamlessly with your existing systems. And with a simple API, setup is fast and easy.
Discover more

Card machines

Whether you want all the bells and whistles or just need to accept cards and digital wallets, we have the right card payment machine for your business.
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Virtual terminal FAQs

By accepting card payments over the phone with our virtual terminal, you can make it easy for customers to pay you without having to be there in person. Which means you can reach more people in more places — no invoicing or travel needed.

Our virtual terminal comes fully equipped with the latest in fraud protection so you can take payments safely and securely. Our built-in security checks include:

  • Address Verification System (AVS) to confirm billing addresses
  • Card Verification Value (CVV or CV2) to confirm card security codes
  • PCI DSS compliant software to protect cardholder data*

And all our phone payment systems are PCI DSS compliant* — the same standard backed by major credit card companies. That means you’ll have more controls in place to protect yourself and your customers.

Lots of different businesses can benefit from using a virtual terminal to simplify transactions and take card payments over the phone or through a link:

 

Retail businesses

Our virtual terminal gives you the tools to extend your business far beyond your storefront. Attend fairs, events or sell online with this simple way to let customers pay.

 

Hospitality businesses

A virtual terminal enables hospitality companies to easily take payments over the phone so you can speed up your service and work securely with clients from around the world.

 

Service-based businesses

Instead of waiting on invoices, use a virtual terminal to send links or QR codes for easy, online payments and requests.

*It is the responsibility of the merchant to ensure they follow PCI DSS guidelines.