Leader in virtual and physical card issuing

A complete solution for commercial and
consumer issuers

Discover our solution

Trusted by industry leaders

Innovating faster in the cloud

Seamlessly operate the entire lifecycle of card issuance and management. The cloud-native serves financial institutions of any size, anywhere in the world.

  • Manage and grow your card portfolio through a single provider
  • Simplify your technology
  • Reduce compliance costs
  • Customize your customer experience

Connected for you.
Seamless for your customers

  • Originations

    Customers want cards, not complications

    Our origination APIs make it easy for customers to submit all the information you need for a credit card application.

    And with our automated decision engine you’ll get a quick response, configurable to your risk policy.

    Credit Card Origination APIs
  • Authentication

    Unrivaled authentication.
    However your customers pay

    Pinpoint theft and reduce takeover fraud anywhere with our powerful authentication engine.

    We collect real-time data on interactions and transactions, directly from customer touchpoints. Then combine that data with machine learning and predictive modeling to identify fraud. All this without making a ripple in the customer’s experience.

  • Fraud and Risk

    Simple for you.
    Tough for fraudsters

    Our fraud prevention and detection solutions are easy to integrate with any type of card program.

    There’s a wide range of scalable, customizable solutions to suit all varieties of business. We’ll help you find the right one for you.

  • Data and Analytics

    Better decisions start with better intelligence

    Our industry-leading, cloud-based analytics solution delivers accessible, accurate insights and predictions on cardholder behavior and portfolio performance. So you can make successful calls on pricing, campaigns, and other activities.

    Enrich the value of your data by using our data lake. Our industry-leading analytics help you enrich your customer experience, drive loyalty, and stay ahead of trends.

    Data and analytics
  • Loyalty and Rewards

    The rewards they want, for the loyalty you need

    Turn browsing into buying. We’ll build you a flexible loyalty program, tailored to your customers.

    Using artificial intelligence and machine learning, we create offers based on real-time insights into customers’ preferences and buying habits.

    And with incentives and benefits that suit their lives, customers will be far more likely to reach for your card first.

    Loyalty and rewards API
  • Customer service

    Every customer.
    Every employee.
    One flexible solution

    Across all your customer service channels–automate your processes. Give cardholders the smooth, seamless experience they expect.

    Lean on our expert guidance—or just leave everything to us. Whatever you need, our comprehensive solution adapts, with pre-built workflows configurable to fit your business.

    Account servicing
    Intuitive, time-saving tools to deliver unbeatable service, from call center to on-site or back-office support.

    Dispute management
    Handle every dispute efficiently, with the help of machine learning.

    Fraud servicing
    Identify and investigate fraudulent transactions, and initiate recovery if fraud is confirmed.

    Customer Service API
  • Digital Engagement

    Digital transformation, made simple

    Customers love control. So give it to them, with our website and mobile-first platform.

    Give customers all the tools they need to manage their service online. From transactions, balances, and disputes to credit line extensions, changing personal details, and more.

    Our digital engagement and customer service platforms work together for a single, all-round service, and configure all your policies in one place.

    Explore Digital Engagement DIGITAL ENGAGEMENT API
  • Communications

    Talk to your cardholders

    Manage, send, and track cardholder notifications through our complete communications platform.

    Using event and data triggers from various TSYS products, this centralized hub delivers notifications, under your brand, through a range of channels. Get your message just right with embedded A/B testing.

    We'll help you get set up, and can connect you to our prebuilt solution through a simple API.

    Explore Communications
  • Service and Support

    What you need now.
    And whatever comes next

    We'll tailor a model that fits your needs now, and adapts to keep you ahead of change.

    From strategic planning, to new product launches, or a complete transformation—our consultants and engineers will meet you wherever you are. Let us help you plan, and support your growth. Wherever you go, we’ve got you.

    Get started
Innovation in action

“TSYS’ suite of innovative capabilities help Truist reach our strategic goals and together we can help people and businesses achieve more.”

Brad Strock
Executive Vice President, Card and Direct to Consumer Lending, Truist

We’ll get you to market. Fast

Whatever your current infrastructure, goals, or budget, we have the deployment model for you. Designed to get you to market fast—and evolve as you grow.

We can deliver a fully outsourced model where we take on all your technology and operational needs. Or handle specific functions, while you manage the rest.

Just let us know. With our API-driven tech, you can build, test, deploy, and scale whatever combination of services you need, and get to market faster. Anywhere in the world.

Financial inclusion for thousands—in less than 40 days

Brazil launched a massive social program to provide its citizens with digitally distributed financial aid. But not everyone was able to access the funds—an estimated 45 million people in the country don’t have banking relationships.

Banco Carrefour and Global Payments’ TSYS issuer solutions stepped up. Together, we provided hundreds of thousands of people with prepaid digital accounts, unlocking benefits they could use in almost 500 stores.

And we did it in 40 days, start to finish.

That’s innovation that delivers.

Read the full story
Interactive Globe>24b transactions, 680m issuing accounts